Clinical Psychologist vs General Psychologist - What You Need to Know
Searching for a psychologist and wondering about the difference between a registered (general) psychologist and a clinical psychologist? You’re not alone. Many people ask this question when booking their first appointment or while receiving a referral from a GP.
The good news is that all registered psychologists in Australia, whether they hold an area of practice endorsement, are trained to provide comprehensive, evidence-based psychological care. The main practical difference most clients encounter is the amount of Medicare rebate available this is determined by government policy, not by differences in treatment methods or outcomes.
This page explains what registered and clinical psychologists do, how their qualifications and training pathways compare, and why you can feel confident booking with a registered psychologist who has the experience and training to support your needs.
What is the difference between a registered psychologist and a clinical psychologist?
All psychologists in Australia must meet professional standards set by the Psychology Board of Australia. Whether a psychologist holds general registration only, or an additional area of practice endorsement (such as clinical psychology), they must meet the same threshold competencies in knowledge, skills, and safe professional practice.
In Australia, all psychologists first gain general registration after completing at least six years of university-level education and supervised training. This can be achieved through several different pathways:
A four-year accredited undergraduate psychology degree, plus a two-year supervised internship (the 4+2 pathway, now closed to new applicants), with successful completion of the National Psychology Exam.
A five-year sequence (an accredited four-year psychology degree plus a one-year graduate diploma), followed by a one-year supervised internship (the 5+1 pathway), and passing the National Psychology Exam.
Completing an APAC-accredited two-year postgraduate degree, such as a master’s in a specific area of psychology like health, forensic, or organisational psychology. Some higher degree graduates may be exempt from sitting the exam, depending on their course and the current registration rules.
Once registered, psychologists may choose to complete additional training and supervised practice to gain an area of practice endorsement (such as clinical, forensic, health, neuropsychology, organisational, or educational and developmental psychology). Endorsement allows a psychologist to use a protected specialist title (e.g., “Clinical Psychologist”) in addition to their general registration, but all psychologists, including those with endorsements, maintain their general registration.
Clinical psychologists complete a two-year APAC-accredited university program typically a master’s or doctoral degree in clinical psychology. After graduating, they must undertake a registrar program for clinical endorsement. This registrar program involves working in a clinical role, with regular supervision by an approved supervisor to review clinical work and ensure all required professional competencies are developed and demonstrated before the endorsement is granted by the Psychology Board of Australia.
The main practical difference between registered and clinical psychologists is the Medicare rebate amount. Under the Better Access initiative, clients seeing a clinical psychologist receive a higher rebate ($145.25 per session) than those seeing a registered psychologist ($98.95 per session). This is a policy decision and does not indicate a difference in competency, scope of practice, or the quality of care delivered.
Peak bodies such as the Australian Association of Psychologists Inc (AAPi) have consistently advocated for a single-tier Medicare rebate, emphasising that there is insufficient evidence showing clinical endorsement leads to better outcomes for clients. The current two-tier system has been criticised for creating financial and access barriers, particularly in rural and regional areas where most psychologists hold general registration.
The most recent available data shows that approximately 30% of psychologists in Australia hold clinical endorsement, while around 70% are registered (general) psychologists without a clinical endorsement.
This means for every 10 psychologists:
About 3 are clinical psychologists (with clinical endorsement)
About 7 are general psychologists (without clinical endorsement; some may hold other endorsements, like forensic or health, but clinical is by far the most common)
These proportions can shift slightly as the workforce changes, but most practising psychologists in Australia continue to hold general registration only
What about out of pocket costs?
While clinical psychologists attract a higher Medicare rebate, their session fees are typically higher as well. This means out-of-pocket (“gap”) payments after the rebate are usually similar whether you see a clinical or a registered psychologist.
Published fee data from Australian practices indicates:
Clinical psychologists: session fees from $245 to $289 per session, with out-of-pocket costs ranging from about $103 to $147 after the Medicare rebate.
Registered psychologists: session fees from $220 to $259, with out-of-pocket costs typically $108 to $131 after the Medicare rebate.
Research published in the Australian Health Review found that around 69% of people pay gap fees for psychology services, with the median gap fee reported at $90, regardless of psychologist type.
Is there evidence that clinical psychologists have better outcomes?
There is no robust peer-reviewed evidence that clinical endorsement results in better outcomes for clients than general registration. This is reflected in multiple submissions to government reviews, including the Productivity Commission. Research on the Better Access program found that both registered and clinical psychologists provide the same range of services and achieve outcomes consistent with international standards.
All psychologists must adhere to the same core competencies and practise within the boundaries of their training and scope, as confirmed by the Psychology Board of Australia.
Do registered and clinical psychologists use different treatment methods?
No. Both registered and clinical psychologists use the same evidence-based treatment methods for a wide range of presentations, including cognitive behavioural therapy (CBT), EMDR, acceptance and commitment therapy (ACT), dialectical behaviour therapy (DBT), and more, depending on their training and interests.
At Graciously You, Natasha is trained and experienced in:
Cognitive Behavioural Therapy (CBT)
Eye Movement Desensitisation and Reprocessing (EMDR)
Acceptance and Commitment Therapy (ACT)
Dialectical Behaviour Therapy (DBT)
Sensorimotor Psychotherapy
Comprehensive Behavioural Intervention for Tics (CBiT)
Transformational Chairwork Technique
Narrative Therapy
Motivational Interviewing
Mindfulness-based approaches
All these are evidence-based and widely used by psychologists to help people manage anxiety, depression, trauma, ADHD, relationship challenges, grief, and life transitions.
Why does the two-tier system exist?
The two-tier system was introduced in 2006 with Medicare’s Better Access Initiative. The government set higher rebates for psychologists with clinical endorsement, recognising their additional two-year postgraduate clinical psychology degrees and registrar experience. Registered psychologists, who completed a six-year sequence of undergraduate and postgraduate training or supervision, were allocated a lower rebate.
Over time, this system has led to higher out-of-pocket costs for many clients and has been criticised for creating confusion and access barriers, particularly for people in rural or regional areas. Many government reviews and professional submissions have noted that psychology is unique in Medicare, with rebates set by the provider’s qualification rather than the type of treatment or session. This has ongoing financial implications for clients, the profession, and the health system.
Why choose Graciously You for your psychological care?
Natasha has provided evidence-based psychological support for over 10 years, working with women and teenage girls across Australia through telehealth.
Her skills include:
Trauma-informed care
Secure, accessible online therapy
Holistic, person-centred planning
Neurodiversity-affirming practice
Tailoring therapy to meet individual needs
Natasha maintains continuing professional development, peer consultation, and self-evaluation in line with national standards. Graciously You offers confidential telehealth services for women and girls aged 13 and over, anywhere in Australia, by video (Zoom) or phone.
What can you expect from sessions?
Whether you are seeking help for anxiety, depression, trauma, ADHD, relationship challenges, or life transitions, Natasha draws from a range of evidence-based therapies to support your wellbeing. Sessions last 50 minutes, are confidential, and tailored to your needs and goals.
You can expect:
Psychological assessment and diagnosis
Therapy and support for mental health conditions
Evidence-based interventions
Strategies for emotional regulation and resilience
Psychoeducation about your experiences
Fees and Medicare
Graciously You offers Medicare-rebated appointments for clients with a valid Mental Health Care Plan from their GP. The current Medicare rebate for a registered psychologist is $98.95 per session (up to 10 per year). Private appointment and NDIS (self or plan managed) options are also available. For full pricing, visit our Appointments page.
Ready to book?
If you’ve been searching for a clinical psychologist but haven’t found the right fit, or if cost and access have been barriers, consider booking with a registered psychologist who has the training and experience to support you.
Natasha is currently accepting new clients. Book online or call our friendly admin team on 0457 427 876.

